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						        Mortgage Calculator
						        Payment Estimator
| Total: | $625,000 | 20% Down: | $125,000 | Financing: | $500,000 | 
30 Yr Fixed* 6.26 % (6.26% APR) $3,082 / month  | 15 Yr Fixed* 5.59 % (5.59% APR) $4,109 / month  | 5/1 ARM* 6.67 % (6.98% APR) $3,216 / month  | 
*Rates for October 2025. Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a home mortgage consultant. Other restrictions may apply.  The Rate/APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. Please contact a lender in your area to determine what rates you qualify for.
**Rates calculated from national averages.  To determine rates in your area please contact your local lender. 
					         
					
					        
						        About Me
As a lifelong resident of Northeast Georgia, I know and love this area, and I'm proud to call it home.  Truly a family affair, our business is our family's life and lifeblood.  We invest not only in our business, but in our community.  My husband, David Stovall, is a Partner at Norton Commercial and specializes in acreage, investment and commercial real estate. Sister Kayla Shoemake is a top producer in her own right and our mother Joyce Waters is also a licensed agent. 
MORE ABOUT ME
    - The Norton Agency Partner and Associate Broker
 
    - Previous Owner/Broker and Founder of Waters Realty (Sold in 2008)
 
    - Hall County Board of Realtors President 2021, Hall County Realtor of the Year for 2021; Good Neighbor Award from Hall County Board of Realtors for 2020; Northeast Georgia Board of Realtors, Georgia Association of Realtors and National Association of Realtors
 
    - Greater Hall Chamber of Commerce Member
 
    - Rotary International - Past District Governor; Past Club President (Rotary Club of Hall County); Past Rotarian of the Year; Currently End Polio Now Coordinator for Georgia (2021-2024)
 
    - Boys & Girls Club of Lanier - Past Board Member
 
    - Gainesville First United Methodist Church - Member, Volunteer and Trustee/Board member
 
    - State YMCA of Georgia - Past Finance Drive Chair
 
    - Meals on Wheels - Past Volunteer
 
    - WomenSource Diamond Member
 
    - Quinlan Art Center member
 
    - EAA (Experimental Aircraft Association) National member and past Chapter 611 President 
 
    - Keynote speaker (Topics include branding, communication, leadership and social media)
 
    - Private instrument pilot and airplane owner with land and sea ratings and tailwheel endorsement.
 
    - Two dogs (a yellow lab, Havanase) and a calico cat
 
    - Other interests include general aviation, baking and painting.